Platform Investasi Syariah

Halal Investment,
Real Returns

Naraya One presents sharia sukuk based on telecommunications infrastructure assets with a 16-year track record. Transparent, structured, and compliant with Islamic principles.

Start Investing View Available Sukuk
Rp 25.5B
Total Active Sukuk
19.000+
Active Customers
16 Yrs
Track Record
9–12%
Expected Return/yr
Advantages

Why Choose
Sukuk Naraya?

We are not just a sukuk issuer — we are a digital infrastructure operator that has been operating since 2009 with verified cashflow.

01
Real Underlying Assets
Sukuk backed by fiber optic infrastructure assets, network equipment, and revenue streams from 19,000+ active customers in East Java.
02
Proven Cashflow
ARPU Rp 234,000/month with recurring subscription model ensures timely payment of returns every month.
03
Official License & Regulated
Operating with ISP license No. 876/2014 from Dirjen Postel and official fiber optic network licensing from Kominfo RI.
04
BSI Strategic Partner
Partnership with Bank Syariah Indonesia as a strategic partner in the financing ecosystem and distribution of sharia financial services.
05
Full Transparency
Real-time investor dashboard, monthly reports, automatic payment schedules, and notifications at all times. Nothing hidden.
06
Sharia Compliant
Every product is supervised by DPS and complies with DSN-MUI Fatwa. Free from riba, gharar, and maysir. 100% halal and productive underlying assets.
Portfolio

Sukuk Available

Choose sharia sukuk instruments that match your risk profile and investment horizon.

SUK-MDB-2024-003 · Mudharabah
Mudharabah Sukuk
Naraya One
Expected Return
10.00%
Tenor
60 Mo
Target
Rp 1.5B
Collected: Rp 0M 0.00%
View Details →
SUK-IJR-2024-001 · Ijarah
Ijarah Sukuk
Naraya One
Expected Return
9.00%
Tenor
36 Mo
Target
Rp 1.0B
Collected: Rp 600M 60.00%
View Details →
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Supported by Bank Syariah Indonesia (BSI)
Naraya One partners strategically with BSI for consumer murabahah financing, SMEs, and gold installments — expanding our sharia ecosystem reach to 19,000+ active customers.
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About Issuer

PT. Naraya
Telematika

Established in 2009, PT. Naraya Telematika is a licensed ISP operator that now serves as the backbone of the Naraya One Group digital ecosystem.

With 4 active operational offices in East Java, corporate clients from Jasa Marga to Astra, and a mobile application downloaded thousands of times — we have a solid business foundation as a sukuk issuer.

Complete Issuer Profile →
19K+
Active Customers
16+
Years Operating
4
Active Offices
5
Business Units
16+
Corporate Clients
876
Official ISP License No.